Tuesday 27th July 2021
Taking out a home loan can be a nerve wracking experience, particularly for first time buyers. The key to making the experience not just bearable but fruitful is to understand exactly what you are taking on. Here are the questions…
Tuesday 20th July 2021
The cost of buying a home in Australia is spinning out of control, especially if you’re looking in one of the larger metropolitan areas. Spending more than a decade’s pay on one single purchase is not feasible for most Australians.
Tuesday 13th July 2021
Looking to secure a home loan? The easiest way to do so is to get pre-approved. Let’s discuss how this process works and how you can get a head start on it. Unless you’ve got hundreds of thousands in cash…
Tuesday 6th July 2021
If you’ve got a long-term schedule for loan repayments to buy your home, refinancing that loan can be a great way to save a lot of money for yourself and your family over the long haul. Fed up with the…
Thursday 24th June 2021
Renovating your home might sound expensive – but if you do it right, you may well be able to add to the property’s value and make money in the long run. Many people are turned off by the idea of…
Monday 14th June 2021
There are a wide variety of commercial loans that are available for individuals and business owners. It can be overwhelming to understand the different commercial loan types, but here’s a simple and easy breakdown of the main ones you should…
Thursday 10th June 2021
Many first home buyers are often overwhelmed with the entire process of acquiring a home loan. However, there are various traps which they often fall for, leading to massive regrets and costly outcomes. To help you identify these traps, here’s…
Thursday 3rd June 2021
Homebuying is a demanding process and it can be overwhelming when banks and real estate agents begin speaking in financial jargon. When applying for a loan, it is vital you understand exactly what is being said. Below are some of…
Thursday 27th May 2021
While a home loan is a hefty expense, there are plenty of tactics buyers can use to significantly reduce fees, interest rates, duration and overall costs. Taking advantage of these strategies will not only save money, but will alleviate some…
Thursday 20th May 2021
The moment you discover a house that might be a fit for your family, you’ll be tempted to move in right away. If it looks like the right place for you, why wait? You’re surely eager to begin your new…
Thursday 13th May 2021
Whether you’re a first home buyer or property investor, you need to understand what borrowing capacity is, and why it is so important. Borrowing capacity is basically the amount of money that a lender will loan to you to buy…
Thursday 29th April 2021
Financing your next car may seem like a daunting task, only second to buying a house. To successfully meet your vehicle financing goals, you need to consider what options are available, the requirements and how much it’s going to cost.
Thursday 22nd April 2021
According to ANZ Bank, property prices are expected to rise by 17% in 2021 and mortgage rates are also set to increase much sooner than expected. The Reserve Bank has clarified that the official cash rate isn’t likely to increase…
Thursday 15th April 2021
When was the last time you reviewed your mortgage? Shopping around can help you increase your savings or shorten your mortgage term, and you can even consider switching between a fixed or variable rate depending on what the lenders…
Wednesday 7th April 2021
2020 was an unpredictable year for everyone, with businesses worried about how to deal with and simultaneously recover from the aftermath of the pandemic. As many had worked towards 2021 afraid to make any plans, more than 65% of…
Thursday 1st April 2021
Whether you’re a new or a seasoned investor, you’ve probably heard of the saying “don’t keep all your eggs in one basket” or this case don’t put all your money into one venture! It’s highly recommended to diversify your portfolio…
Thursday 25th March 2021
With many individuals and businesses now coming to terms with the new normal, the Australian economy is beginning to improve and the next phase of COVID-19 support is beginning. At this stage, 2021 is looking promising for small and medium…
Monday 8th March 2021
It’s no secret that many people often struggle with debt and controlling their spending habits. Whether they’ve maxed their credit cards, used too many ‘buy now pay later’ platforms, or spent an excessive amount of money on extravagant gifts and…
Monday 1st March 2021
In 2021, many first or second home buyers are looking to purchase a new home loan or upgrade from their current home situation. These are major financial decisions that require lots of calculated research and future planning. 2021 – A…
Monday 22nd February 2021
Buying a car is a major financial decision which intimidates many people. Even worse, car finance can be a very complex financial product for both consumers and business owners to grasp, especially since there are so many factors involved. Here’s…
Monday 15th February 2021
Running a business is extremely difficult, especially in the current COVID-19 climate. That’s why mortgage brokers can provide the necessary help for your business’s needs, whether this be acquiring more working capital, buying a new franchise, investing in commercial property,…
Monday 8th February 2021
With the New Year here, many people often think about renovating their home. Since property prices are rising and interest rates are low in 2020, this is the perfect opportunity to get your dream home. There are many ways…
Monday 1st February 2021
As the New Year approaches, it’s the perfect time for you to start thinking about your finances. This could involve creating a new budget, re-evaluating your spending habits, consolidating debt or simply planning for the year ahead. In saying…
Wednesday 27th January 2021
When searching for a home loan, it can be easy to fall victim to a scam. In fact, this article reported that Aushadians had lost around $300,000 in rental scams during COVID-19. This is a massive 56% increase from last year,…
Monday 18th January 2021
Since the COVID-19 outbreak, a commonly Googled question is: Should I buy a house during a pandemic? With falling property prices, low-interest rates and declining competition, there seems to be a ripe opportunity for potential buyers in the market. However,…
Thursday 7th January 2021
If you’re looking to buy a home and take out a mortgage, it is a good idea to enlist the help of a mortgage broker. Mortgage brokers have years of industry experience and connections they can utilise to find the…
Wednesday 16th December 2020
Mortgages are massive commitments that can be stressful even if you are meeting your monthly repayments with ease. This doubles when you’re struggling for cash and trying to keep up with your loan repayments without the money to do so.
Wednesday 9th December 2020
Just coming up with a deposit for your mortgage can often be such a big task you can forget about the other initial costs of purchasing a home. Costs such as stamp duty, insurance and moving fees are all costs…
Wednesday 2nd December 2020
Your credit score or credit rating is a number assigned to you that is a measure of how good of a reputation you have as a borrower. The credit score condenses all of the information and factors found on your…
Wednesday 25th November 2020
Buying a home can often be a long drawn out process, where you can sometimes come up empty-handed in the end. A pre-approved home loan can help streamline this lengthy process and protect you from losing out on your dream…
Tuesday 3rd November 2020
If you’re looking for a home loan there are limitless options available to you in terms of lender, structure & requirements. One of the most important ways in which home loans vary is in the repayments. There are three main…
Tuesday 27th October 2020
Your credit history/rating is one of many factors lenders use to evaluate your eligibility for a home loan and it is also one of the most important. The worse your credit is the harder it will be for lenders to…
Tuesday 20th October 2020
Equipment finance can be the perfect finance for any business looking to grow both in size and revenue. Costly equipment can be purchased using equipment finance without the need for a large amount of available equity. For this reason equipment…
Tuesday 13th October 2020
Just as important as the decision on which home to buy is the decision which home loan to choose to finance your purchase. The limitless range of options and possibilities is a double edged sword as it can be time…
Tuesday 6th October 2020
Choosing a lender for your mortgage is a crucial part of the process for buying a home. Every person is different with unique situations, goals and needs and as a result the lender and mortgage you choose needs to match…
Thursday 1st October 2020
If you want to move into your new home fast, and don’t want to wait until your current home is sold, a bridging loan may be what you are looking for. A bridging loan is a short-term loan designed to…
Thursday 24th September 2020
A 20% deposit on a mortgage is often a sum in the hundreds of thousands and can be a daunting amount of money to try and save up. Many first home buyers have never gotten their savings anywhere close to…
Wednesday 16th September 2020
Depending on the circumstances of your divorce and what you want to do with your mortgage you may be forced to refinance your home loan after a divorce. The options available to you after divorce include buying out your ex-wife…
Friday 11th September 2020
With many people feeling the financial strain during these troubling times it is becoming more important to find ways to reduce your expenses and save more. If you own a home, there are a number of things you can do…
Tuesday 1st September 2020
Refinancing is the process of replacing your current mortgage for a new mortgage in order to finance your home. This could be for a number of reasons such as a change in financial position, personal circumstances or getting a better…
Monday 24th August 2020
If you are in need of an extra bit of cash and don’t have the savings lying around to produce it a broker can assist you with small, fast loans such as personal loans, vehicle loans and renovation loans. These…
Monday 17th August 2020
Buying a house can often seem more difficult than renting especially if you live in the heart of the city. Putting that initial 20% deposit together can often seem like a more difficult task than it is worth. However, with…
Monday 10th August 2020
As with any investment it is important to constantly be aware of any changes in the market or economic climate. The current market has changed dramatically with drastically reduced interest rates. If you are currently paying off your rental property…
Monday 3rd August 2020
On top of helping you with home loans, our team can also assist you when it comes to financing your business. Whether it be in the form of business loans, car loans or equipment loans we can help you find…
Monday 27th July 2020
Are you a first home buyer looking to purchase or build your dream home? The HomeBuilder scheme is a newly announced scheme by the government in light of the current economic situation, designed to help people buy or build their…
Monday 13th July 2020
Debt consolidation is the process of combining a number of different debts into a single loan, in order to help improve your overall finances and better manage your repayments. It may be a good choice for individuals who are struggling…
Monday 6th July 2020
With the lowest official cash rate on record, it might be time to refinance your home loan. What you may have agreed to 5 years ago when you bought your house, may not be the best option for you now.
Monday 29th June 2020
Needing to renovate your home? The costs of any renovation project, large or small, can significantly add up. Finding funding for your home renovation in advance can help you prepare and budget for how much renovation you can afford to…
Monday 22nd June 2020
One of life’s biggest achievements is owning your first home. The significant and memorable experience, similar to other large achievements throughout life, requires a series of thoughtful decisions and smart, strategic planning. However, where are newcomers meant to start? We’ve…
Wednesday 17th June 2020
It’s time to begin house hunting, but where do you start? What kind of house can you afford? Buying a house is an exciting time, so don’t let the process overwhelm you. By using a mortgage broker’s services, you can…
Monday 25th May 2020
Asset finance is any form of finance used to fund the purchase of important business assets including equipment, vehicles, machinery or technology. Many businesses require these assets in order to operate but do not have the available cash required to…
Monday 18th May 2020
Living in a sharehouse is a unique experience typically done when you are young. However with the increasing cost of living, house sharing can have significant financial benefits that should be considered. If you are looking to buy a house…
Monday 11th May 2020
Buying your very first home is equal parts exciting and daunting as you step into uncharted territory. There is so much to consider and digest when making the decision to buy your first home that often it can become overwhelming.
Monday 4th May 2020
Making an effective budget and sticking to it are always easier in theory than practice. However, there are key saving tips you can use to create an effective budget that will start saving you thousands of dollars today. These saving…
Friday 1st May 2020
Debt consolidation involves rolling all of your debts such as home loans, credit card bills and personal loans into a single, combined low interest payment. It allows you to reduce your overall debt and arrange it so that it is…
Monday 27th April 2020
If you’re having trouble making the payments on your home loan or your financial situation has recently changed, it might be time to refinance your mortgage. Looking at todays market, a large number of home loans now start with a…
Monday 30th March 2020
If you are looking to grow your wealth buying property is a great way to start. Whether you decide to purchase a residential or commercial property, both are solid options that can provide consistent returns for your money. Investing in…
Monday 23rd March 2020
Thinking of buying a new house in the near future? It is never too early to start saving! First things first, get excited about saving. Your mindset and emotions can play a huge part in how quickly you achieve your…
Monday 16th March 2020
The time has come to start thinking about purchasing your first property. Most people begin the process by going to their bank and asking their advice; but did you know there are other options out there including non-bank lenders? Finding…
Monday 9th March 2020
Stuck on how to afford your first home? Introducing – First Home Loan Deposit Scheme What is it? From the 1st of January 2020, the Australian Government has created an initiative to assist people in buying their first home sooner.
Wednesday 4th March 2020
If you’re looking to buy an apartment whether it’s for investment purposes or to live in, it is crucial to understand the best areas to search. There has been a sharp increase in the demand and construction of apartments in…
Monday 10th February 2020
With the new year here, you might be considering giving your home a fresh spin with some renovation. Whether it’s adding a pool for the summer heat, or adding a granny flat for gran, renovation can add both monetary and…
Monday 3rd February 2020
Well, it’s that time of the year, many of us are hoping for a fresh start in 2020 and what could be a fresher start to the new year than moving into a brand-new home. A new you are not…
Monday 27th January 2020
Saving up for a deposit on your home loan can be one of the hardest things you do financially. A home loan deposit requires a large amount of money and many Australians don’t have that amount of money just lying…
Monday 20th January 2020
With banks becoming increasingly more restrictive on home loans every year it’s becoming more important to consider options outside the major lenders including non-bank lenders. Non-bank lenders still have to follow the same regulations as other lenders and the market…
Monday 13th January 2020
When you decide to borrow money for an investment you are engaging in gearing. If your income from the investment is more than the expenses of the investment you are positively geared, likewise if your income is less than your…
Monday 6th January 2020
A construction home loan is a home loan that is designed for people wanting to build their home instead of purchasing an existing one. As a result, it has a unique payment structure where you only borrow in stages as…
Thursday 22nd March 2018
MPA Young Gun broker Nathaniel Nhan Truong gives one-tenth of his brokerage’s turnover to charitable causes, come rain or shine “GROWING UP you always want to make a difference,” says Nathaniel Nhan Truong, “but you don’t always know how.” For…
Thursday 24th March 2016
There are a plethora of reasons to invest in property, including the tax benefits and retirement planning. But let's be honest, the main motivation is to be able to line your pockets with cash, purchase a sports car.
Thursday 24th March 2016
There are so many costs and processes involved with buying a home - have you considered which inspections you might need? Buying a house is a complicated process, and once you find the right one - as well as a good variable or fixed home loan
Thursday 24th March 2016
Just because you find the right loan now doesn’t mean it’s going to still work for you in 5 year’s time. That’s where refinancing your mortgage comes in.
